The International Center for Insurance Regulation (ICIR) further extends its international network for research collaborations. In this context, Irina Gemmo, a junior researcher of the ICIR and doctoral student at the Chair of Insurance and Regulation at Goethe University will visit the Wharton Business Economics and Public Policy Department of the University of Pennsylvania from September to December 2018. Her research will focus on explaining consumer behavior in the context of insurance demand and financial innovation. Irina is also affiliated with the Research Center “Sustainable Architecture for Finance in Europe” (SAFE).